by Growing Needs | Jun 6, 2025 | A Better Tomorrow, Caregivers Support, Caregiving, Financial Services/Grants
At some point in time, everyone would have given some form of caregiving in varying capacities. By nature of this, everyone would have varied experiences when it comes to caregiving – some would have it harder than others. Rendering support for our caregivers is not simply about dishing out financial aids and establishing resources but rather, it takes a mindset change. Awareness on intricacies of caregiving such as the time taken off work, the emotional toll it could take on one are perspectives that need to change in order to create a more supportive environment for our caregivers.
In this section, we look at the financial support schemes available for caregivers and how one can apply for them.
As part of the upcoming enhancements to the Home Caregiving Grant (HCG) from April 2026, the Government will:
Raise the quantum – those who qualify will get a maximum grant of $600 per month, from $400 today
Raise the maximum qualifying per capita household income thresholds from $3,600 to $4,800
You are strongly encouraged to apply online as there is a shorter waiting time for application approval.
If you are unable to submit your application using eFASS, please email apply@aic.sg or walk in to any of the AIC links to request for a hardcopy application form.
Application can take up to 4 weeks to be processed. Outcome will be communicated via mail.
Eligible beneficiaries will start off with a $400 grant. Each year, there will be a top up to care recipients’ Caregivers Training Grant by $200, and unused monies can be carried forward.
Contact the training provider to find out more about the course.
Register for the course here
Tell the trainer you want to apply for CTG at least two weeks before the course starts. Your trainer will give you the application form to fill out, and will submit the CTG application form for you.
For those who require assistance with activities of daily living, the caregiving responsibilities can be shared with another helping hand around the house.
Visit a General Practitioner (GP) or arrange with your care provider to obtain a Functional Assessment Report (FAR). Please contact your preferred assessor for more information.
Apply here
What is the funding amount?
You will get up to 50% or 80% subsidy for the cost of the home healthcare items, up to the maximum annual subsidy cap.
In the Budget 2025 speech, the Government has announced that the SMF for assistive devices and consumables will be enhanced from January and April 2026 respectively, to support seniors aging in place.
Resources can come in many forms to render support financially, physically, emotionally and even for those seeking out education. In this section, we will explore options on the educational, physical and emotional front. For financial aid, refer to the section above.
The issue today is not the lack of resources, there is an abundance of resources available for caregivers today. Furthermore, the internet is always a good place to gain a basic idea on what resources are available out there.
Access to resources is key here – caregivers who are not as digitally savvy might struggle navigating the sheer amount of resources that are available today and actually finding something that truly suits them. Here is a breakdown of the various resources available today and how you can access them.
Here are other training and education options
In an ageing society like Singapore, the focus on caregiving would only continue to rise. It certainly takes more than financial aids and resources to support caregivers holistically. Inclusive workplace policies and the promotion of early planning are part of a wider mindset shift to break down the stereotypes of caregiving and really walk the talk in saying that we as a society support caregivers.
Growing Needs grew out of our own encounters with caring for our aging parents and reflecting on the Growing Needs that we ourselves would face as we advance in years. We hope to build a community that will learn, share and contribute towards caring for the growing needs of our loved ones.
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