Comparison Of The Different Integrated Shield Plans And What Is Good

• Policy year limit: Panel $2,000,000 Non-panel $1,000,000
• Pre & post hospitalisation treatment: Up to 13 months pre- and post-hospitalisation benefits 

• Extra coverage of up to S$100,000 for 30 critical illnesses per policy year
• Covers congenital abnormalities for the Insured with no waiting time
• Covers Inpatient Hospice Palliative Care

Known for: Best coverage for Pre- & post-hospitalisation treatment – longest in market

• Policy year limit: $1,500,000
• Pre & post hospitalisation treatment: Reimburse treatment expenses incurred up to 180 days before and 365 days after hospitalisation for panel clinics
• Upgrade your ward entitlement up to a private hospital with Enhanced IncomeShield Preferred
• Pay for premiums using MediSave, up to the Additional Withdrawal Limits (per insured person per year)

Known for: Community hospital visits – as charged (up to 90 days for each admission)

• Policy year limit: Enjoy a high annual coverage limit of up to SGD2.5 million and private hospital coverage for treatment within our panel of specialists if you choose Plan A. Non-panel $1,000,000
• Pre & post hospitalisation treatment: Panel includes Public hospitals: 180 / 365 days
• Hospital ward entitlement – Standard room at a private hospital and below

Known for: Highest policy year limit

• Policy year limit: $1,500,000
• Pre & post-hospitalisation treatment: Panel 120 / 365 days Non-panel 120 / 180 days
• Access to Health Connect, the dedicated call-in service. With this complimentary service, you may apply for pre-approval of your hospitalisation expenses and enjoy the certainty of knowing which medical expenses are covered even before your treatment starts

• Supplement your coverage with GREAT TotalCare, you can also get covered for post-hospital follow-up Traditional Chinese Medicine treatments within 180 days from hospitalisation discharge.
• Comprehensive outpatient cancer benefits to defray the cost of cancer drug treatments and services not covered under MediShield Life

Known for: $20,000/lifetime Limited to $5,000 / child for Congenital abnormalities benefit of insured’s biological child from birth

• Policy year limit: Panel $2,000,000 Non-panel $1,200,000
• Pre & post hospitalisation treatment: Pre-hospitalisation coverage for up to 180 days and post-hospitalisation coverage for up to 365 days

Known for: Best coverage for Pre & post hospitalisation treatment

• Policy year limit: Panel with pre-auth: $2,000,000 Non-panel $1,000,000
• Pre & post hospitalisation treatment: Panel 180 / 365 days Non-panel 90 / 180 days
• 10% co-insurance capped at S$25,500 per policy year 
• Get up to 5 times the MediShield Life claim limit for outpatient cancer drug treatments4 on the Cancer Drug List (CDL) and services Additional cancer coverage including proton beam therapy treatment as well as cell, tissue and gene therapy, and preventive treatment
• Covers up to 24 inpatient pregnancy complications
• Coverage for Long-term Parenteral Nutrition (vein feeding) and Inpatient Palliative Care

Known for: In patient psychiatric treatment – As Charged (up to 60 days) [with 10-month waiting period] $500/day (up to 35 days) (without waiting period)

• Policy year limit: Panel: $1,600,000 Non-panel $600,000
• Pre & post hospitalisation treatment: Pre-Hospitalisation Treatment: As Charged (Up to 180 Days). Post-Hospitalisation Treatment: As Charged (Up to 365 Days)
• 100% coverage up to single bed class wards in private hospitals

Known for: Waiver of premium for insured (Child)