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Caring Comfortably: Unraveling Nursing Home Housing Costs

by | Jan 12, 2024 | Caregivers Concern, Caregiving

Specialized residential facilities, known as nursing homes, are dedicated to meeting the unique needs of older adults who require ongoing care and assistance with their daily activities. These establishments deliver continuous nursing support and supervision through a team of trained caregivers and nurses, focusing on individuals with terminal illnesses or those experiencing physical or mental limitations.

Nursing homes in Singapore offer a wide range of services to improve the lives of elderly individuals. These include nursing care, medical assistance, help with daily activities, and more. The goal is to cater to the needs of ageing individuals in Singapore by providing nurturing care.

Nursing homes surpass other forms of elderly housing like assisted living or independent living arrangements to provide senior citizens with superior care services and comprehensive facilities. As a result, they tend to be more expensive. 

In Singapore, the average monthly cost of staying in a nursing home ranges from $2,000 to $3,600. Nevertheless, individuals who require a higher level of skilled nursing care (e.g., those with terminal illnesses) may face costs reaching up to $7,000 without accounting for government subsidies.Moreover, the pricing structure is influenced by the seniors’ specific level of care needed and their chosen room suite type for accommodation.

The pricing structure differs for individuals seeking permanent residency in the nursing home instead of those needing respite care or desiring home-based care. Below is a comprehensive list of private nursing homes and VWOs in Singapore that fall under the MOH subsidy, accompanied by their approximate price range.

VWO nursing homes under MOH subsidy
Nursing Home Monthly Rate
Lion’s Home for the Elders $700-$1,600 after subsidy
All Saints Home (certain branches) $700-$1,600 after subsidy
Ren Ci Nursing Home $700-$1,600 after subsidy
Grace Lodge $700-$1,600 after subsidy
Assisi Hospice $8,850 before subsidy
St. Andrew’s Nursing Home $1,300-$2,300 before subsidy
Kwong Wai Shiu Hospital $1,460-$2,289 before subsidy
Apex Harmony Lodge $3,150-$3,400 before subsidy
NTUC Health Nursing Home $2,000-$3,500 before subsidy
Private nursing homes under MOH subsidy
Nursing Home Monthly Rate
Orange Valley Nursing Home (certain branches) $1,200-$4,500 before subsidy
Econ Medicare Centre And Nursing Home (certain branches) $1,200-$4,500 before subsidy

To be eligible for a nursing home subsidy, an elderly individual must fulfil two criteria:

(1) being a Singapore citizen or Permanent Resident

(2) undergo a means test while receiving care from a MOH funded service provider.

The means test examines several elements, including the care recipient’s gross monthly earnings and the income of their direct family. 

It also considers the total number of individuals residing in their homes and assesses the annual worth of their residence.

The monthly expenses for nursing homes incorporate various components that involve ongoing caregiving responsibilities such as assisting with feeding, dressing, bathing, and using the restroom. Furthermore, it encompasses skilled nursing care services and comprehensive medical support.

Moreover, the charges also account for medical management tasks like administering injections.

It also encompasses costs associated with medical equipment like oxygen tanks, respirators, and IVs.Additionally, doctor fees are integrated into these expenses. Daily meals are supplied along with accommodation in rooms. The package incorporates 24-hour emergency care and monitoring services alongside rehabilitative activities.


Assisted Living

Assisted Living denotes a particular housing style designed for elderly individuals who need support with daily activities but prioritise their ability to make independent choices and maintain their freedom. This extraordinary arrangement empowers seniors to receive essential nursing care while preserving a semblance of regularity in their lives.

While enjoying round-the-clock support and engaging in various stimulating activities and social gatherings to maintain a sense of anticipation and fulfilment, individuals should be aware that nursing homes differ significantly from assisted living facilities despite certain similarities. 

Assisted Living caters to the needs of individuals by providing updated suites and rooms for accommodation purposes; personalised attention from skilled nurses; assistance with essential self-care tasks like bathing, dressing, and eating; help with household chores and laundry; as well as the provision of high-quality meals that are both deliciously appetising and satisfyingly nourishing.

Moreover, the package encompasses access to doctors who can be requested to visit one’s home, round-the-clock availability of nurses and caregivers, supervision of medication intake, convenient transportation services, and chances to engage in recreational activities and participate in enjoyable social gatherings.


Assisted Living Facility at HDB
Room Type Monthly
Semi-private room (2-bedded) $2,500
Private room (shared bathroom) $4,300
Private room (private bathroom) $4,600


Assisted Living Facility at Condominium
Room Type Monthly
Semi-private room (2-bedded) $2,500
Private room (shared bathroom) $4,700
Private room (private bathroom) $5,000


Monthly Income (PCHI)
Singapore Citizens Permanent Residents
No PHCI Annual Value ≤ $13,000: 75%/td> Annual Value ≤ $13,000: 50%
Annual Value > $13,000: 0% Annual Value > $13,000: 0%


Household Per Capita Subsidy Rate
$800 and below 75% 50%
$801 to $1,200 60% 40%
$1,201 to $1,900 50% 30%
$1,901 to $2,000 40% 20%
$2,001 to $2,800 20% 10%
$2,801 and above 0% 0%

In comparison to nursing homes, Assisted Living is a significantly more affordable option. It offers extensive care services for seniors and grants them a certain level of independence. 

The facility goes the extra mile by providing various services typically lacking in nursing homes – from professional nursing care and housekeeping to transportation and other amenities. 

Additionally, seniors residing in Assisted Living can actively engage in numerous enjoyable recreational activities. Unlike their counterparts in nursing homes who face restrictions like curfews, residents at Assisted Living enjoy greater freedom and autonomy.

Which choice is more affordable for seniors? 

Seniors who are not terminally ill or do not necessarily require hospice care can find assisted living a significantly more economical choice. In contrast to nursing homes, assisted living enables seniors to preserve their autonomy while still receiving nurturing care, support, and assistance from caregivers.

Not only do they have the opportunity to receive medical care, but they can also partake in various social activities and events within the community that align with their interests. Additionally, residing in spacious living areas or communal spaces allows them to cultivate more robust bonds with other residents. Conversely, individuals who are immobile or necessitate a greater level of care and attention may find home nursing services or local nursing homes more suitable for their needs.

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Growing Needs grew out of our own encounters with caring for our aging parents and reflecting on the Growing Needs that we ourselves would face as we advance in years. We hope to build a community that will learn, share and contribute towards caring for the growing needs of our loved ones.

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